If you are a passenger and you get into a car accident, you likely won’t have to deal with insurance claims. But, that doesn’t mean there aren’t situations where you will need to. Here are some things you should know if you ever get into a car accident riding as a passenger.
You need to get medical attention
If you are hurt in a car accident, first responders are likely already on the way. If you think you are seriously injured, do not move but let someone know. On the other hand, if you don’t think you are injured at all and refuse medical help, be sure to get it as soon as possible. If you seek compensation later, you will need to show that you had injuries and took care of them in a timely manner.
Exchange all relevant information
All drivers involved in an accident should exchange information. As a passenger, you are a witness to what occurred and will need to speak with the police as well. Also, if you were hurt, you will need to know who to contact when seeking compensation.
Know your options for filing a claim
If you are seeking compensation, you will need to know how to approach the situation. First, find a professional personal injury attorney to help you. You can file against the driver of the vehicle you were riding in or any of the other drivers involved. If you own the vehicle involved in the wreck but weren’t driving, you may be able to file a claim with your own insurance company.
What happens if the driver has no insurance?
Sometimes drivers do not carry insurance coverage. This is illegal, but it is often the case. If you are a passenger hurt by one of these drivers, you will need to see if your own insurance can help. If you have uninsured motorist coverage or underinsured motorist coverage, you should be able to get at least some assistance as a passenger.
Build a solid case with your attorney
Just like drivers hurt in car wrecks, passengers must have a strong case to get compensation. Document everything that you can about the accident and your injuries. Photographs, medical bills, lost wage documents from your employer, and notes about your pain all count. Also, be sure to let your attorney speak with the insurance company. They have the experience and knowledge to deal with any issues that arise.
Have you been in a car accident caused by someone else?
If you have been in a car wreck as a passenger, you have rights. Attorney Dean Boyd and his Team may be able to help you recover compensation for your injuries. Call us at (806) 242-3333 or Send Us an email to schedule a free consultation.